A dynamic micro-lending company
Welcome to
Albatross MONEY™
Albatross MONEY™ is a dynamic micro-lending company dedicated to providing accessible and tailored financial solutions to South Africans who have been marginalised by traditional banking institutions.
15+
Years of expertise
Our Vision & Mission
Vision:
At Albatross MONEY™, our vision is to be the leading credit and insurance provider for South Africa’s marginalised communities. We aim to create a brighter future for all by promoting financial inclusion and providing innovative solutions that empower individuals and businesses.
Mission:
Our mission is to bridge the financial gap for those who have been excluded or underserved by traditional financial institutions. By developing state-of-the-art technology and maintaining responsible micro-finance practices, we strive to deliver accessible and fast financial services to all our clients. Our goal is to create a positive, long-lasting impact on the communities we serve, enabling our clients to make informed financial decisions and secure their futures with confidence.
Our values
At Albatross MONEY™, we are guided by the following core values:
Integrity:
We believe in transparency, honesty, and accountability in all our dealings.
Client-Centric Approach:
Our clients are at the heart of everything we do, and we strive to offer personalised, relevant financial solutions.
Innovation:
We use the latest technology to streamline our processes, ensuring our clients receive fast and efficient service.
Inclusivity:
We are committed to serving individuals and businesses who have been overlooked by the traditional banking system, helping them achieve financial stability.
Responsibility:
Our lending practices are designed to promote responsible borrowing, helping our clients manage debt effectively and sustainably.
Key investment highlights
01
Diverse Loan Offerings:
Tailored financial products, including short-term loans up to R20,000, vehicle and asset finance, and insurance services.
02
Market Penetration:
Focus on low-to-middle-income individuals and small businesses, particularly in urban and rural areas.
03
Fee Structure:
Transparent and comprehensive fee application for loans, with one-third of combined Initiation and Service Fees, plus a fixed R100 Agency/Management Fee per loan.
04
Fast, Reliable Service:
Loan approvals within 24 hours, making us a trusted partner in times of need.
Products & services
Whether you’re curious about our services, our process, or how we can help your business succeed, you’ll find the information you need right here.
Micro-loans
Short-term loans
We understand that sometimes life throws unexpected expenses your way. Our short-term loan services are designed to help you manage those financial challenges quickly and easily.
Micro-loans
Long-term loans
For larger financial goals such as home improvements, investments, or education, our long-term loans offer an ideal solution. These loans are available with extended repayment schedules,
Asset finance
Vehicle and asset finance
Albatross MONEY™ is committed to helping individuals and businesses acquire the assets they need to grow and thrive. Our Vehicle and Asset Finance Division offers flexible financing solutions for purchasing vehicles, machinery, or other essential assets.
Insurance
Insurance services
In partnership with RB Brokers, Albatross MONEY™ also offers comprehensive insurance products. Our offerings include short-term insurance options for individuals and businesses, covering household, vehicle, commercial, and personal needs.
Have a question?
Whether you’re curious about our services, our process, or how we can help your business succeed, you’ll find the information you need right here.
A microloan is a small, short-term loan provided to individuals or businesses for various purposes, typically ranging from R5,000 to R50,000.
Microloans work like traditional loans, with interest and repayment terms. You borrow a specified amount and repay it, plus interest, over a set period.
Benefits include quick access to funds, flexible repayment terms, minimal documentation, and the opportunity to build credit.
Eligibility varies, but typically includes individuals or businesses with a stable income, aged 18-65, and residing in South Africa.
Whether you’re curious about our services, our process, or how we can help your business succeed, you’ll find the information you need right here.
Eligibility Criteria
The minimum age requirement is 18 years.
A credit history is not always required, but it may be considered.
Yes, self-employed individuals may be eligible provided the income of the self-employed is consistant.
Students may be eligible with a guarantor.
Let's start a
conversation
With over 15 years experience we have the financial solution for you.
+27 81 736 6447
info@albatrossmoney.com